Free Terms & Conditions Generator for UK Small Business Websites
Generate plain-English website terms and conditions for your UK business: acceptable use, orders and payment, liability, and governing law.
Free plan includes 30 credits, no card required
Documents are AI-generated drafts for you to review before use. Vizivo doesn't provide legal, financial or other professional advice.
What the generator produces
A complete set of website terms and conditions, written in plain English and structured the way a UK business needs them. A typical document runs to eight or nine sections:
| Section | What it covers |
|---|---|
| Who we are | Your registered name, company number and registered office, which the Companies Act requires you to publish |
| Using this website | Acceptable use, and what happens if someone misuses it |
| Orders and payment | How an order is formed, when it is accepted, prices, VAT treatment and payment terms |
| Cancellation and returns | Consumer cancellation rights where they apply, and your own policy where they do not |
| Your obligations | What you will deliver, and in what timeframe |
| Liability | What you are and are not responsible for, within what UK law permits you to limit |
| Intellectual property | Who owns the content, designs and materials |
| Changes to these terms | How and when you can update them |
| Governing law | England and Wales, Scotland, or Northern Ireland |
What it asks you
Six or seven short questions: what your business does, whether you sell to consumers or to other businesses, whether you sell online, your payment terms, your cancellation policy and your jurisdiction. Your registered details come from your Business Memory rather than being retyped.
The consumer question matters more than the rest. Selling to consumers online brings in distance selling rules and a cancellation right that does not apply business to business, and the generated document changes accordingly.
What comes out
A formatted document you can publish, export as PDF or Word, and edit at any time. It costs 8 credits, and the free plan includes 30 a month.
What it does not do
It does not give legal advice, and it will not replace a solicitor for anything unusual: regulated activities, complex licensing, international sales, or anything where a dispute is already likely. What it does is get you from a blank page to a solid, UK-appropriate draft in a few minutes, which is where most small businesses are actually stuck.
If you want to understand what belongs in the document before generating one, the guide to writing terms and conditions covers that in detail.
Questions
- Is this legal advice?
- No. It is a strong, well-structured first draft. Have a professional review it before you publish, especially if you sell online.
- Does it cover online sales?
- Yes. Turn on 'You sell products or services online' and it adds orders, payment and cancellation sections aligned with UK consumer law.
- Do sole traders need terms and conditions?
- They are not legally required, but without them a dispute is decided by whatever you can prove was agreed, which is usually an email. Terms set out payment, what is included, and what happens if someone cancels.
- What is the difference between terms and conditions and a privacy policy?
- Terms govern the commercial relationship: what you sell, on what terms, and how disputes are handled. A privacy policy covers data protection. They do different jobs and most businesses need both.
- How long does it take?
- A few minutes. The generator asks six or seven questions and takes your registered details from your business profile rather than asking you to retype them.
- Can I edit the document afterwards?
- Yes. Every document is saved to your workspace, so you can change the inputs and regenerate, or edit the output before exporting.